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Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More
Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More
In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More
To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More
As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More
If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More
You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More
Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More
There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More




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Identity theft is the fastest growing crime in America, according... Read More
Identity theft is the fastest growing crime according to the... Read More
Maybe some of you are saving it in your trusty... Read More
There are millions of consumer credit reports on file from... Read More
Building a good credit history is important. If you have... Read More
If you intend to apply for a loan, you need... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
Clean Credit Reports, your credit report contains information about where... Read More
The Fair and Accurate Credit Transactions Act, signed into law... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Parents have the full responsibility for their children and their... Read More
In the high tech world of today, credit card fraud... Read More
Many of us have seen the advertisements on television. "Get... Read More
In their quest to get you to sign up for... Read More
When I received my first credit card in the mail... Read More
Debt management programs can be of real help for people... Read More
Online car finance is convenient. You can apply over the... Read More
Having a damaging credit record can hurt you in many... Read More
Lenders are quite fussy about what they like to see... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
There are three main credit bureaus in the United States;... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
Your credit report is a very powerful report that essential... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
These days, people need to very carefully consider what type... Read More
Identity thieves take advantage of everyday opportunities to discover your... Read More
Which of the following is the biggest threat to your... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
Credit cards represent an important part of our financial lives.... Read More
Fixing a credit report starts with seeing what's on it.... Read More
The first rule when applying for banking and credit services... Read More
Today, selecting the proper credit card can be a bit... Read More
This summary of the Fair Credit Reporting Act will explain... Read More
Credit Worthiness is an important business and personal asset each... Read More
Chances are you have received your share of "pre-approved" credit... Read More
Millions of Americans suffer because of bad credit these days,... Read More
If you're a college student, you probably already have a... Read More
Credit has become a much-used word, thanks to the various... Read More
When I received my first credit card in the mail... Read More
Credit 101How does a creditor determine whether to grant you... Read More
Your credit score may just be a little number, but... Read More
Have you ever wonder about how to get good credit... Read More
Many companies use the slogan "Bad Credit? No Credit? No... Read More
So what do you look for when applying for a... Read More
If you have a bad credit rating, then you might... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
It wasn't all that long ago that lenders blatantly discriminated... Read More
Even if you think you have a wonderful credit report,... Read More
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